First Premier Payment Options

Recently, I inquired with First Premier Bank what card payment options were other than making a payment through their website. If you choose their 'Make A Payment' option online, your credit card is charged a fee of $7.00. It's the perfect example of how Credit Cards companies for individuals who have less than perfect or no credit can easily take advantage of their cardholders. Whoever heard of making a payment and being charged $7.00 to do so? You would think they would make this option free as to encourage people to use their lousy website as opposed to having people mail the payment in. The payment information is of course not located on their website, after all, why not make it inconvenient and force those who have already logged in pay through their sight and be raped with a $7.00 payment fee. Luckily, I bank with Chase, so I can submit a payment through online bill pay and it's sent electronically from my bank for free.

Here is the response from First Premier Bank and I thought I'd post it so everyone doesn't fall victim to even more of their ridiculous fees.

You can mail your payment to the following address:
First PREMIER Bank
PO Box 5147
Sioux Falls SD 57117-5147
Please allow 7-10 days for your payment to reach us.

Payments made by overnight delivery must be sent to our physical address:
Price Varies
First PREMIER Bank
3820 N Louise Ave
Sioux Falls SD 57107

Western Union Quick Collect payments:$12.99Code City: PREMIER Code State: SD
Need to be done by 4:00 p.m. CST to be posted the same business day.
Payment received after 4:00 p.m. CST will post to your account the next business day.
Payments received after 4:00 p.m. CST on Friday through 4:00 p.m. CST on Sunday will post Sunday at midnight.
All payments received after 4:00 p.m. CST on Sunday will post Monday at midnight.

MoneyGram Express Payment:
$12.50
Receive Code 6267
Need to be done by 3:00 p.m. CST to be posted the same business day.
Payment received after 3:00 p.m. CST will post to your account the next business day.
Payments received after 3:00 p.m. CST on Friday through 3:00 p.m. CST Monday on will post Monday at midnight.

Check by phone payments:
$11.00
Please have the Name of your Bank, routing number and checking Account number
Check by phone payments need to be done by 3:00 p.m. CST to be posted the same business day.
Payments received after 3:00 p.m. CST will post to your account the next business day.

Payment through the internet:
$7.00
www.mypremiercreditcard.com( http://www.mypremiercreditcard.com/)
Online payments need to be done by 3:00 p.m. CST to be posted the same business day. Payments received after 3:00 p.m. CST will post to your account the next business day.


We appreciate your business and look forward to serving your financial needs. If you have any further questions, please contact us at 1-800-501-4689.